Deposits are posted Monday through Friday.Ĭhime will never hold your money, so if you are experiencing delays, it’s best to check back with your employer to confirm what time and date they sent the paycheck.

The timing of when your direct deposit gets processed depends on when your employer processes their payroll or your benefits provider submits a check. That’s two more days to help your money go further, whether that’s paying off your monthly utility bill or splurging on a trip to Cancun.Ĭhime will always post your funds as soon as we receive them from your employer. When you receive direct deposit to your Chime Checking Account, you can access your funds up to two days early¹. You can set up your Chime Checking Account to receive direct deposit straight from your employer. Direct deposit is a fully automatic transaction that electronically deposits money into your checking account without waiting for a check. Check with your employer first to confirm your direct deposit was processed on schedule.Remember back in the day when your employer would give you a paper check? Now, you can skip a trip to the bank to cash in your paycheck. If your arrival date lands on a holiday or weekend, it may also cause a direct deposit to appear late. If there’s a technical issue on the side of your employer’s payroll processing, it may delay your direct deposit’s arrival. Keep in mind that Chime’s direct deposits may be late, although it isn’t common. If you’re scheduled for a regular direct deposit for a Monday, the early direct deposit will arrive two business days early, which would be Thursday of the week before. Chime direct deposits come in only on business days (weekdays). Chime doesn’t hold your direct deposit when it receives the funds from your employer, which is how it gets into your account faster. Chime direct deposits arrive up to two days early.

One of the best parts of using Chime is the speed of electronic transactions.

Chime bank direct deposit late